What happens when you can't afford to fix your car?

If you can’t pay for a car repair, the repair shop may have the legal right to hold your vehicle until the bill is paid, thanks to what’s called a mechanic’s lien. In many states, this lien allows the shop to keep your car as collateral, and in some cases, they can even sell it to recover the cost of repairs, towing, or storage. Laws vary by location, but it’s important to communicate with the shop and explore payment options before the situation escalates.